📖 Glossary
This glossary defines the core business, regulatory, and technical terms used throughout the BayanCore ecosystem. It ensures alignment across product development, engineering, compliance, and user operations.
Regulatory & Legal Terms (Saudi Arabia)
| Term / Abbreviation | Arabic Equivalent | Description |
|---|---|---|
| ZATCA | هيئة الزكاة والضريبة والجمارك | Zakat, Tax and Customs Authority. The government entity responsible for collecting Zakat, taxes (VAT, WHT), and customs duties. Enforces Saudi e-Invoicing regulations. |
| Fatoora (فاتورة) | الفاتورة الإلكترونية | The official name of the Saudi E-Invoicing Project initiated by ZATCA. Rollout occurs in Phase 1 (generation) and Phase 2 (integration/clearance). |
| PDPL | نظام حماية البيانات الشخصية | Personal Data Protection Law. Governs personal data processing in Saudi Arabia, mandating local data storage, explicit user consent, and strict data minimization. |
| SDAIA | الهيئة السعودية للبيانات والذكاء الاصطناعي | Saudi Data and Artificial Intelligence Authority. Oversees data policy, privacy compliance under PDPL, and national AI deployment guidelines. |
| GOSI | المؤسسة العامة للتأمينات الاجتماعية | General Organization for Social Insurance. Government agency handling social insurance contributions, pension funds, and unemployment benefits (SANED) for workers. |
| Nitaqat | نطاقات | The Saudization program introduced by the Ministry of Human Resources and Social Development (MHRSD), categorizing companies based on their ratio of native Saudi employees. |
| WPS | نظام حماية الأجور | Wage Protection System. A mandate requiring employers to submit monthly payroll details via a standard Wage Protection file (.SIF) to verify correct and timely employee payments. |
| CR Number | السجل التجاري | Commercial Registration Number. A unique 10-digit identification number issued by the Ministry of Commerce to legally registered businesses in Saudi Arabia. |
| MHRSD | وزارة الموارد البشرية والتنمية الاجتماعية | Ministry of Human Resources and Social Development. Governs employment, labor law compliance, Qiwa portal integrations, and WPS policies. |
| NCA | الهيئة الوطنية للأمن السيبراني | National Cybersecurity Authority. Sets cybersecurity policies, guidelines, and compliance frameworks (like the Essential Cybersecurity Controls - ECC) in the Kingdom. |
Business & Accounting Terms
| Term / Abbreviation | Arabic Equivalent | Description |
|---|---|---|
| BOQ | جدول الكميات | Bill of Quantities. A document used in contracting and construction detailing the materials, parts, labor, and costs associated with a project. |
| Progress Billing | الفوترة المرحلية | An invoicing method where customers are billed incrementally as milestones are reached rather than upon final project completion. Critical for contracting businesses. |
| Retention | الاستقطاع / الضمان | A portion of a contract payment (typically 5% to 10%) withheld by the client until a project is completed and verified defect-free. |
| WIP | الأعمال تحت التنفيذ | Work in Progress. An asset account representing costs accumulated for inventory or projects that are currently under construction or development but not yet completed. |
| Landed Cost | التكلفة الإجمالية للوصول | The total cost of an inventory shipment, including the purchase price, freight, shipping insurance, customs duties, and local logistics costs. |
| WHT | ضريبة الاستقطاع | Withholding Tax. Tax withheld at the source from payments made to non-residents for services rendered within Saudi Arabia. |
| GL | دفتر الأستاذ العام | General Ledger. The master record of all financial transactions within the organization, containing accounts for assets, liabilities, equity, revenues, and expenses. |
| EOSB | مكافأة نهاية الخدمة | End-of-Service Benefits. A mandatory severance payment calculated under Saudi Labor Law based on an employee's final salary and duration of service. |
Technical & AI Terms
| Term / Abbreviation | Description |
|---|---|
| OCI | Oracle Cloud Infrastructure. BayanCore's cloud platform, utilizing KSA-local cloud regions in Riyadh and Jeddah to satisfy PDPL data residency requirements. |
| RAG | Retrieval-Augmented Generation. An AI technique that combines a generative LLM with a vector retrieval system to generate accurate, context-rich responses grounded in local company data. |
| RTL | Right-to-Left. Layout model for written scripts (like Arabic) that flow from the right side of the screen/page to the left. |
| CSID | Cryptographic Stamp Identifier. A certificate issued by ZATCA to authenticate electronic billing systems during invoice clearance/reporting. Includes CCSID (compliance) and PCSID (production). |
| UBL 2.1 | Universal Business Language 2.1. The standardized XML schema specified by ZATCA for electronic invoice transmission. |
| Base64 TLV | Tag-Length-Value. A binary encoding scheme used to represent e-invoice QR codes, which are subsequently encoded in Base64 for rendering. |
| FWCR | First-Workflow-Completion-Rate. The north-star product adoption metric for BayanCore, representing the percentage of workflows successfully finished on the first attempt without errors. |
| RBAC | Role-Based Access Control. Security model that restricts system access to authorized users based on their defined role (e.g., Accountant, Approver, Executive). |